BeijingFinancialHoldingGroupand”Partners”JointlyRescueSmallandMicroEnterprises
Affectedbytheepidemic,schoolsinvariousplacespostponedthestartofschool,whichmadeBeijingYizhengSystemIntegrationCo.,Ltd.,atechnologycompanythatprovidesinformationservicestotheschool,worryforatime.Thecompanyreceivedinvoicesintimeandwantedtodevelopaninfraredthermometertocatchupwiththechip.Thepricesoared,andthecompanyurgentlyneededafundto”emergency”.Thisisaportrayalofmanysmallandmicroenterprisesintheepidemic.Sauna,YewangwasinformedonApril2thatinordertohelpsmallandmicroenterprisessurvivetheepidemicandfullyresumeworkandproduction,BeijingFinancialHoldingGroupcooperateswiththegroup’sinternalfunds,guarantees,disposalofnon-performingassetsandoff-groupbanks,insurance,venturecapital,etc.Financialresourcesforemergencyrescueofsmallandmicroenterprises.Inresponsetotheproblemthatthepaymentofsmallandmedium-sizedenterprisesintheepidemicperiodwasnottimelyandthecapitalexpenditureincreased,theBeijingSmallandMicroFinancialServicesPlatform,whichbelongstoBeijingFinancialControlGroup,launchedablockchain-basedconfirmationservice,thatis,Beijingsupplychaindebtrightdebtconfirmationfinancingplatform.”Thecompanyimmediatelyregisteredafterknowingit,successfullycompletedtheapplicationforconfirmationofpower,signedtheconfirmationcertificate,appliedforfinancingandotheroperationswiththehelpoftheplatform.”.Ittooklessthan15daysbeforeandaftertogeta2millionyuanloanfromBOC.TherelevantpersoninchargeofYizhengCompanydisclosedthatafterreceivingtheloan,thecompanysteppedupitsR&Dandproduction,andquicklylaunchedanRFIDpersonnelidentificationinfraredforefronttemperaturemeasuringinstrumentwithBluetoothcommunicationfunction.Atpresent,ithasconnectedover10,000unitsofcampusordersinvariousprovincesandcities.Inordertoimprovetheefficiencyoftheconnectionbetweenbanksandenterprises,duringtheepidemic,manyhigh-valuedataurgentlyneededbymanyfinancialinstitutionswerecollectedinthefinancialpublicdataareaofthecity’sbigdataplatform.ThefinancialbigdatacompanyaffiliatedtoBeijingFinancialHoldingGroupreliesonthedataresourcesgatheredinthefranchiseareatogivefullplaytoitsprofessionaltechnicaladvantagesinfinancialtechnologyandhelpsmallandmicroenterprisesaccuratelyconnectwithfinancialinstitutions.Therelevantpersoninchargeofthefinancialbigdatacompanysaidthatbasedonthedatagatheredinthefinancialarea,thehigh-qualitysmallandmicroenterprisesaffectedbytheepidemicwerescreenedinbatchesandcreditportraits,andpromotedtocommercialbankstoassistinactiveandactivemarketing,helpingthemquicklyandcomprehensivelyunderstandTheoperatingstatusoftheenterpriseshortensthetimeforcreditapproval.Inaddition,thenation’sfirst”firstloanservicecenter”,whichofficiallywentonlineonApril1,isanimportantpracticeforgovernmentdatatosupportfinancialservices.Thefrontdeskservicewindowofthecenterislocatedinthemunicipalservicecenter.ThegovernmentdatasharingissupportedbytheBeijingFinancialPublicDataZoneandthefinancialbigdataplatform.ItprovidesbusinessandotherenterpriseinformationqueryandcomparisonservicesforcommercialbanksthathavesettledintheShoudaiServiceCenter.RelyingonBeijingFinancialHolding’snewlyestablishedBeijingenterprisecreditreportingplatform,itprovidesvalue-addedservicessuchascorporatecreditinformationandriskprofilesforthe29commercialbanksandintermediaryserviceagenciesstationedintheShoudaiServiceCenterforcreditbusiness,improvingtheefficiencyofcreditapprovalandreducingInformationgatheringandcorporatefinancingcosts.Theabovearealleffortstoeliminateinformationasymmetry,andtherelative”informationislands”amongfinancialinstitutionsalsoneedtobebrokenthrough.Forthetrackingofpost-loanfundsandhowtoavoidcorporatemisappropriationorarbitrage,thepartysecretaryandchairmanofBeijingFinancialHoldingGroupFanWenzhongtoldthesauna.Yewangsaidthatifthecompanyneedsfundsforitsbusiness,thesupplychainfinancingsystemcandirectlyprovidethesupplyCargodealerswillnotgiveenterprisestheopportunitytomisappropriate.Inaddition,itisalsopossibletoreducetheriskofmisappropriationoffundsbylockingsomerepaymentaccounts.”Itisnowinitsinfancyandwillbefurtherstrengthenedthroughinformationexpansioninthefuture,andgrayboxoperationriskswillbefurthercontrolled.FanWenzhongsaid.WangLei,assistantgeneralmanagerofBeijingFinancialHoldingGroup,added:”Theuseoffundsaftertheloanislinkedtothecredit.Oncethemisappropriationisfound,itwillbeblacklisted.BoththebigdataplatformandtheBeijingSmallandMicroFinancialServicesPlatformhavesuchalistlibrary.”EditorXuChaoproofreadingHeYan